Last updated: 10/08/2025
Website: moneyful.com.au
Owner: FATMAN & CO PTY LTD, ABN 94 642 372 745 (“we”, “us”, “our”)

These Terms and Conditions (“Terms”) govern your use of our website and services.
By accessing or using our website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use our services.

1. Services Provided

We operate as a loan lead generation platform. Our role is to connect you with accredited finance brokers and lenders (“Brokers”).
We do not provide credit, financial advice, or lending services. Any loan arrangements you enter into are solely between you and the Broker or lender.

2. Eligibility

By using our services, you confirm that you:

• Are at least 18 years old.

• Are an Australian resident or have a legitimate interest in obtaining finance in Australia.

• Have provided accurate, complete, and current information.

3. No Financial or Credit Advice

The information on our website is general in nature and does not take into account your personal objectives, financial situation, or needs.
Before making any financial decisions, you should:

• Consider whether the information is appropriate for your circumstances.

• Seek independent legal, financial, or credit advice.

4. Broker Relationships

• We match you with Brokers based on the details you provide.

• We are paid a commission or fee by Brokers for successful introductions, which does not affect the price or terms you receive.

• We are not responsible for the products, services, fees, or outcomes provided by Brokers or lenders.

5. User Responsibilities

You agree to:

• Provide true, accurate, and complete information.

• Not use our website for unlawful, fraudulent, or malicious purposes.

• Not attempt to interfere with, damage, or disrupt our systems.

6. Fees

Our service is free to you. We may receive payment from Brokers or lenders when you proceed with a loan. This arrangement does not influence our commitment to matching you with suitable options.

7. Intellectual Property

All content on this website—including text, graphics, logos, icons, and software—is owned or licensed by us.
You may not copy, reproduce, modify, or distribute our content without prior written consent.

8. Limitation of Liability

To the extent permitted by law:

• We exclude all warranties, representations, and guarantees regarding the website and services.

• We are not liable for any loss, damage, cost, or expense (including indirect or consequential loss) arising from:

  • Your use of the website.

  • Any dealings with Brokers or lenders.

  • Any delay, failure, or unavailability of the website.
    Nothing in these Terms excludes rights you may have under the Australian Consumer Law.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of those sites. You access them at your own risk.

10. Privacy

Our collection, use, and disclosure of your personal information is governed by our Privacy Policy.

11. Security

While we take reasonable measures to protect your information, we cannot guarantee that transmissions over the internet are fully secure.

12. Termination

We may suspend or terminate your access to our website at any time without notice if you breach these Terms.

13. Governing Law

These Terms are governed by the laws of Victoria, Australia.
You agree to submit to the exclusive jurisdiction of the courts of Victoria.

14. Dispute Resolution

Before starting legal proceedings, you agree to attempt to resolve disputes with us through good-faith negotiations. If unresolved within 30 days, either party may refer the matter to mediation before taking court action.

15. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated “Last updated” date. Continued use of our services after changes means you accept the updated Terms.

16. Contact Us

If you have questions about these Terms, please contact us:

Fatman & co Pty Ltd

Email: info@moneyful.com.au